Platform Solutions
FloPay connects your business to any payment processor through one platform. Collect payments by text, email, or API—and manage everything from a single dashboard.
Get Paid
- Text to Pay — SMS payment links, customer-initiated approvals
- Invoicing & Collections — Email and text invoices with reminders
- Installment Plans & Subscriptions — Scheduled charges, smart retries, e-signed contracts
- Hosted Checkout & Wallets — Iframe or redirect, Apple Pay, Google Pay, 3-D Secure
- ACH & Bank Payments — Lower-cost debits on seven gateways
- Virtual Terminal — Card on file, new card, ACH and manual tender
- Customer Messaging — Two-way SMS, reminders, AI auto-reply
- Branded Documents & ERP — Invoices, estimates, receipts with QR pay links
Keep It & Run It
- Payment Routing — Spread volume across MIDs and gateways
- Decline Recovery — Hard, soft and fraud classification with retries
- Chargeback Prevention — Ethoca, CDRN and RDR alerts with auto-refund
- Agnostic Tokenization — PCI vault that works with any provider
- Multi-Provider Management — 8 gateways, one integration
- Reconciliation & QuickBooks — Nightly import into one ledger
- Payment Analytics and AI Query — Dashboards plus plain-English questions
- API & Webhooks — One integration, signed events, delivery log
Why FloPay
Stop juggling multiple processor portals. FloPay gives you one platform to manage payments, providers, and customers.
Reduce Declines
Text payments are classified as Customer Initiated (CIT), which have significantly higher approval rates than telephone-order (MOTO) transactions. Learn more →
No Vendor Lock-In
Agnostic tokenization means your stored cards work with any processor. Add, remove, or swap gateways without re-collecting payment data from customers.
Full Visibility
See every transaction across every provider from one dashboard. Track decline rates, compare processor performance, and make data-driven routing decisions.
Automated Collections
Installment plans charge cards on file automatically. Soft declines retry on a smart schedule. Recover revenue without lifting a finger.
PCI Compliant
Card data is tokenized immediately via TokenEx. Raw card numbers never touch your servers or ours. 3D Secure authentication reduces chargebacks.
Developer-Friendly API
Full REST API with webhooks for payment events. Integrate with your back-office systems, trigger payments from your app, and automate your entire payment workflow.
For ISOs, Brokers & Agents
A white-label platform to onboard, underwrite, sell to and support your merchant portfolio. See the partner overview →
Merchant Onboarding
Build the application once, send a link, collect signatures and documents, and submit to the processor in one click.
AI Risk Assessment
Website, domain, phone, registry, news and OFAC checks on every application, scored and summarized before a human reviews.
Sales CRM & Close Plans
Multi-pipeline kanban, activities, automated email and SMS follow-ups, and deals linked to the live merchant account.
Support Desk
Ticketing, email-to-ticket, merchant self-service and an AI assistant that answers from your knowledge base.
Portfolio Alerts
Volume and decline watches on every merchant and provider, evaluated daily, delivered in one digest.
White-Label Portals
Your domain, your brand, your merchant dashboard and API, provisioned automatically with SSL and CDN.
Works with Any Payment Provider
Pre-integrated gateways ready to go. Use one or use them all. Learn more →
Your partner for digital payment.
Financial infrastructure for the internet.
Complete Merchant Solutions payment processing.
Accept payments anytime, anywhere. A Visa solution.
Simplify payment processing, empower your business.
Full commerce enablement for your business.
Ready to simplify your payments?
One integration. Multiple processors. Text, email, and API payments.
Talk to SalesFrequently Asked Questions
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Is FloPay PCI compliant?
Yes. All card data is tokenized via TokenEx, a PCI DSS Level 1 certified vault. Raw card numbers never touch FloPay's servers. Learn more about our tokenization →
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How does text to pay work?
Your agent sends a secure payment link via SMS. The customer taps the link, enters their payment details on a hosted checkout page, and pays. No app required. Learn more about Text to Pay →
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Can I use multiple payment processors at once?
Yes. FloPay lets you route transactions across multiple gateways by percentage, or use a single provider. Add or swap processors from your dashboard without changing your integration. Learn more about payment routing →
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What payment methods are supported?
Credit cards, debit cards, ACH bank transfers, Apple Pay, and Google Pay. Payments can be collected via text link, email link, virtual terminal, or API. See all supported providers →
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Does FloPay integrate with QuickBooks?
Yes. Import customers, vendors, and items from QuickBooks Online, and push completed invoices and payments back automatically. Learn more about invoicing →
Contact
Tell us what you are trying to solve and a FloPay specialist will reach out.
Sales:
Location:
8 The Green, STE B
Dover, Delaware, 19901
Privacy & Terms:
Talk to sales
Fill this out and a FloPay specialist will reach out, usually the same business day.