Payment Orchestration & Communication Platform

One integration. Multiple processors. Text, email, and API payments—all from one dashboard.

Text to Pay

Send secure payment links via SMS. Customers pay in seconds from their phone with higher approval rates than phone payments.

Payment Routing

Route transactions across multiple processors by percentage, decline rate, or custom rules. Maximize approvals and reduce risk.

Agnostic Tokenization

PCI-compliant token vault that works with any processor. Switch providers without re-collecting card data. Never locked in.

Payment Analytics

Unified dashboard across all providers. Track volume, declines, approval rates, and compare processor performance in real time.

Multi-Provider Management

Manage NMI, Stripe, Authorize.net, and more from one dashboard. Add or swap providers in minutes—no code changes.

Invoicing & Collections

Send invoices via email or text. Set up installment plans with automatic retry. QuickBooks sync built in.

Platform Solutions

FloPay connects your business to any payment processor through one platform. Collect payments by text, email, or API—and manage everything from a single dashboard.

Payment Processing

Platform Features

  • Installment Plans — Scheduled payments with auto-retry
  • 3D Secure — Strong authentication, fewer chargebacks
  • Apple Pay & Google Pay wallet checkout
  • ACH bank transfer payments
  • QuickBooks Online integration
  • REST API & Webhooks

Why FloPay

Stop juggling multiple processor portals. FloPay gives you one platform to manage payments, providers, and customers.

Reduce Declines

Text payments are classified as Customer Initiated (CIT), which have significantly higher approval rates than telephone-order (MOTO) transactions. Learn more →

No Vendor Lock-In

Agnostic tokenization means your stored cards work with any processor. Add, remove, or swap gateways without re-collecting payment data from customers.

Full Visibility

See every transaction across every provider from one dashboard. Track decline rates, compare processor performance, and make data-driven routing decisions.

Automated Collections

Installment plans charge cards on file automatically. Soft declines retry on a smart schedule. Recover revenue without lifting a finger.

PCI Compliant

Card data is tokenized immediately via TokenEx. Raw card numbers never touch your servers or ours. 3D Secure authentication reduces chargebacks.

Developer-Friendly API

Full REST API with webhooks for payment events. Integrate with your back-office systems, trigger payments from your app, and automate your entire payment workflow.

Works with Any Payment Provider

Pre-integrated gateways ready to go. Use one or use them all. Learn more →

Your partner for digital payment.

Financial infrastructure for the internet.

Complete Merchant Solutions payment processing.

Accept payments anytime, anywhere. A Visa solution.

Simplify payment processing, empower your business.

Full commerce enablement for your business.

Ready to simplify your payments?

One integration. Multiple processors. Text, email, and API payments.

Get Started Free

Frequently Asked Questions

Contact

We would love to hear from you. Shoot us an email!

Location:

8 The Green, STE B

Dover, Delaware, 19901