Platform Solutions
FloPay connects your business to any payment processor through one platform. Collect payments by text, email, or API—and manage everything from a single dashboard.
Payment Processing
- Text to Pay — SMS payment links via Twilio
- Email Invoices — Payment links via SendGrid
- Agnostic Tokenization — PCI vault for any provider
- Payment Routing — Smart multi-gateway orchestration
- Multi-Provider — 8+ gateways, one integration
- Analytics Dashboard — Real-time metrics across all providers
Platform Features
- Installment Plans — Scheduled payments with auto-retry
- 3D Secure — Strong authentication, fewer chargebacks
- Apple Pay & Google Pay wallet checkout
- ACH bank transfer payments
- QuickBooks Online integration
- REST API & Webhooks
Why FloPay
Stop juggling multiple processor portals. FloPay gives you one platform to manage payments, providers, and customers.
Reduce Declines
Text payments are classified as Customer Initiated (CIT), which have significantly higher approval rates than telephone-order (MOTO) transactions. Learn more →
No Vendor Lock-In
Agnostic tokenization means your stored cards work with any processor. Add, remove, or swap gateways without re-collecting payment data from customers.
Full Visibility
See every transaction across every provider from one dashboard. Track decline rates, compare processor performance, and make data-driven routing decisions.
Automated Collections
Installment plans charge cards on file automatically. Soft declines retry on a smart schedule. Recover revenue without lifting a finger.
PCI Compliant
Card data is tokenized immediately via TokenEx. Raw card numbers never touch your servers or ours. 3D Secure authentication reduces chargebacks.
Developer-Friendly API
Full REST API with webhooks for payment events. Integrate with your back-office systems, trigger payments from your app, and automate your entire payment workflow.
Works with Any Payment Provider
Pre-integrated gateways ready to go. Use one or use them all. Learn more →

Your partner for digital payment.

Financial infrastructure for the internet.

Complete Merchant Solutions payment processing.

Accept payments anytime, anywhere. A Visa solution.

Simplify payment processing, empower your business.

Full commerce enablement for your business.
Ready to simplify your payments?
One integration. Multiple processors. Text, email, and API payments.
Get Started FreeFrequently Asked Questions
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Is FloPay PCI compliant?
Yes. All card data is tokenized via TokenEx, a PCI DSS Level 1 certified vault. Raw card numbers never touch FloPay's servers. Learn more about our tokenization →
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How does text to pay work?
Your agent sends a secure payment link via SMS. The customer taps the link, enters their payment details on a hosted checkout page, and pays. No app required. Learn more about Text to Pay →
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Can I use multiple payment processors at once?
Yes. FloPay lets you route transactions across multiple gateways by percentage, or use a single provider. Add or swap processors from your dashboard without changing your integration. Learn more about payment routing →
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What payment methods are supported?
Credit cards, debit cards, ACH bank transfers, Apple Pay, and Google Pay. Payments can be collected via text link, email link, virtual terminal, or API. See all supported providers →
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Does FloPay integrate with QuickBooks?
Yes. Import customers, vendors, and items from QuickBooks Online, and push completed invoices and payments back automatically. Learn more about invoicing →
Contact
We would love to hear from you. Shoot us an email!