Payments Built for Home Services

Send the estimate, take the deposit, finish the job, text the link. The customer pays on their phone before the truck leaves the driveway, and the invoice closes itself in QuickBooks.

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Paid Before You Leave

A text-to-pay link at completion turns "send me an invoice" into a payment on the spot, as a customer-initiated transaction with better approval rates than a keyed card.

Deposits and Plans

Take a deposit when the estimate is accepted and put the balance on an installment plan with an e-signed agreement, charged automatically.

Books That Match

Every payment posts against its invoice and syncs to QuickBooks Online nightly, with fees, refunds and batches reconciled.

The Contractor Payment Problem

A service business gets paid in the worst possible way: after the work, by whatever method the customer feels like, with the technician already on the next job. Cards get read over the phone to the office and keyed at the highest rates. Checks arrive in three weeks. Big jobs stall because the customer cannot pay the whole amount at once, and the ones that do go ahead sit in receivables while someone remembers to follow up.

FloPay moves the payment to the moment the customer is most willing to pay. The estimate goes out with a pay link and a deposit request. The balance is collected by text when the job is finished, on a hosted page the customer completes themselves. Larger tickets become installment plans with the card or bank account stored at the deposit, and reminders, retries and QuickBooks posting happen without the office touching them.

From Estimate to Paid

Estimate with a pay link

A branded estimate goes out by email or text with a QR code and a link. The customer accepts and pays the deposit on their phone.

Card or bank on file

The deposit stores the customer's card or bank account in the vault with the right stored-credential consent, so the balance can be charged later without asking again.

Text the link at completion

The tech marks the job done; the customer gets a text-to-pay link for the balance and pays before the truck is out of sight.

Or split it

For a $6,000 system, offer a down payment plus monthly installments with an e-signed agreement, charged automatically with retries on soft declines.

Remind, then stop

Unpaid invoices get email and text reminders on your schedule, each with the link, and the reminders stop the moment the invoice is paid.

Books close themselves

Payments, fees, refunds and batches sync to QuickBooks Online nightly, so deposits match to the cent.

What Contractors Get

In the Field

  • Text to pay for deposits and balances, no card reader needed
  • Hosted checkout in your brand colors, with 3-D Secure on higher-value jobs
  • ACH for large invoices where a card fee makes no sense
  • Two-way SMS so "can I pay half now?" gets answered from the office
  • Card on file for repeat and maintenance-plan customers

In the Office

Why It Pays For Itself

Faster Cash

Payment at completion instead of net-30 invoicing takes weeks out of days sales outstanding, without a single follow-up call.

Lower Rates

A card the customer enters on the hosted page qualifies for e-commerce interchange with address and security code, instead of keyed MOTO rates.

Bigger Tickets Close

A down payment plus installments lets the customer say yes to the full system rather than the patch.

See a job go from estimate to paid

We will send an estimate, take a deposit, text a balance link and post it to QuickBooks on a live demo.

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Frequently Asked Questions

  • Do my technicians need a card reader?

    No. The technician marks the job complete and the customer receives a text with a link to a hosted payment page. The customer enters their card or bank account themselves, which also produces a customer-initiated transaction with better approval rates and interchange than a keyed card.

  • Yes. The deposit stores the card or bank account in the vault with the customer's consent, and the balance is charged when you mark the job done, or split into an installment plan with an e-signed agreement.

  • FloPay has a REST API and signed webhooks for payment and order events, and syncs customers, invoices and payments with QuickBooks Online. Contact sales to talk through your current tools.

Talk to Sales About Contractor Payments

Tell us a little about your business and a FloPay specialist will reach out.

Location:

8 The Green, STE B

Dover, Delaware, 19901

Request a home services demo

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