A Complete Platform—Not Just Processing
Most ISOs and brokers cobble together spreadsheets, CRMs, and processor portals. FloPay replaces all of it with one platform your staff actually wants to use.
Merchant Applications
Dynamic multi-step onboarding forms with templates. Send applications via link, collect signatures, upload documents, and submit directly to processors—all from one place.
AI Risk Assessment
Every application is automatically scored across business legitimacy, sanctions, regulatory flags, and web presence. AI-powered due diligence before you board.
Deal Pipeline
Track every merchant from prospect to closed. Deal stages, activity logging, expected close dates, and pipeline value—a CRM built for payments.
Ticketing & Support
Manage merchant support requests with built-in ticketing. Email notifications, assignees, notes, and audit trails. Your support team stays in one tool.
Portfolio Data & Analytics
Decline volume, processing averages, and performance by processor for every merchant. Export transaction data across your entire book of business.
Chargeback Management
Alert configuration, Disputifier integration, auto-refund rules, and Ethoca/RDR support. Protect your merchants' revenue from day one.
No Acquiring Partner Lock-In
Your merchants aren't locked to a single processor. Your business isn't locked to a single platform.
Freedom for Your Merchants
- Route transactions across 9+ gateways from one integration
- Agnostic tokenization—stored cards work with any processor
- Add or swap processors without re-collecting card data
- Percentage-based routing to optimize approval rates
- Submit onboarding applications to multiple processors simultaneously
Freedom for Your Business
- Your brand, your domain—merchants see your platform, not ours
- Full API access for custom integrations and automation
- Role-based access control for your entire team
- Manage every merchant, processor, and user from one dashboard
- Your data, your merchants, your relationships—always portable
Built for Your Full-Service Team
From sales reps closing deals to support staff managing tickets, every role has the tools they need.
Sales & Relationship Managers
Deal pipeline with stages from prospect to won. Log calls, emails, and meetings. Track expected close dates and pipeline value across the team.
Onboarding & Underwriting
Send customizable application forms, collect documents and signatures, run AI risk assessments, and submit to processors—without leaving the dashboard.
Operations & Support
Ticketing with email integration, merchant impersonation for troubleshooting, chargeback management, and portfolio-wide analytics for operational decisions.
Payment Orchestration for Every Merchant
Each merchant gets their own orchestration layer. Configure routing, gateways, and tokenization per merchant from your partner dashboard.
Supported Processors
- Authorize.net
- Stripe
- NMI
- Maverick Payments
- Nexio
- CardPointe
- FluidPay
- USAePay
- Revolv3
Orchestration Features
- Percentage-based routing across multiple gateways
- Agnostic tokenization via TokenEx—PCI Level 1
- Decline and soft-decline analytics per processor
- Text to Pay, email invoicing, and API payments
- 3D Secure and Apple Pay / Google Pay
- Installment plans with auto-retry
- QuickBooks integration per merchant
- Webhooks and full REST API
White-Label in Minutes, Not Months
FloPay automates the entire provisioning process. You provide a domain name—we handle the rest.
Choose Your Domain
Point your domain to FloPay. We provision SSL certificates, API gateway, and CDN distribution automatically.
Set Your Brand
Upload your logo, set your colors, choose your app name. Your merchants see your brand everywhere.
Add Your Team
Create user accounts with role-based permissions. Sales, onboarding, support—everyone gets the access they need.
Start Boarding
Send merchant applications, close deals, configure processors, and go live. Your platform is ready.
Ready to run your ISO or brokerage on one platform?
Orchestration. Onboarding. Deals. Tickets. Analytics. All white-labeled under your brand.
Schedule a DemoFrequently Asked Questions
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Do my merchants know they're on FloPay?
No. The entire platform is white-labeled. Your merchants see your brand, your logo, your domain, and your app name. FloPay operates completely behind the scenes.
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Are my merchants locked into a specific processor?
No. Each merchant can be configured with one or more processors. You can add, remove, or swap gateways at any time without re-collecting card data, thanks to agnostic tokenization.
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How does the AI risk assessment work?
When a merchant application is completed, FloPay's AI engine automatically investigates the business across multiple dimensions: domain verification, OFAC sanctions screening, web presence analysis, business registry lookups, and data consistency. Each application receives a risk score and detailed report.
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Can my sales team track their deals in FloPay?
Yes. FloPay includes a full deal pipeline with stages (Prospect, Qualified, Proposal, Negotiation, Won, Lost), activity logging, expected close dates, and pipeline value summaries. Every deal links directly to the merchant application and onboarding workflow.
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What kind of analytics do I get across my portfolio?
You get decline rates, processing volume, and performance by processor for every merchant. Compare processor performance, export transaction data in bulk, and track trends across your entire book of business.
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How quickly can I get set up?
Domain provisioning (SSL, CDN, API gateway) is automated. Branding and team setup takes minutes. You can be sending merchant applications the same day.
Schedule a Demo
See how FloPay can power your ISO or brokerage. We'll walk you through the platform live.