Everything FloPay Does

Pick the problem you need solved. Each page explains what the platform does, why it pays for itself, and how to talk to us.

Talk to Sales For ISOs & Brokers

Get Paid

Text, email, hosted checkout, wallets, ACH, installments, subscriptions and a virtual terminal, all on any gateway.

Keep It

Decline recovery, chargeback prevention, 3-D Secure, tokenization and PCI tamper detection protect revenue and the MID.

Run the Portfolio

Onboarding, AI underwriting, CRM, support desk, portfolio alerts and white-label portals for ISOs and brokers.

Payments & Billing

Collect money every way your customers want to pay, on any processor.

Text to Pay

Secure SMS payment links with higher approval rates than phone orders.

Invoicing & Collections

Email and text invoices with pay links, reminders, installment schedules and QuickBooks sync.

Installment Plans & Subscriptions

Offer payment plans without the collections headache.

Hosted Checkout & Wallets

A PCI-safe hosted checkout you can embed as an iframe or send as a link.

ACH & Bank Payments

Accept ACH and eCheck payments with a hosted bank-account page, saved bank tokens for future debits, and real settlement and return tracking across seven gateways..

Virtual Terminal

One payment dialog for your staff: card on file, new card, installment plan, subscription, ACH, or manual cash and check.

Payment Routing

Spread volume across MIDs by percentage or pin to one provider.

Decline Recovery

Know why every card fails and recover the ones that should have gone through.

Chargeback Prevention

Stop chargebacks before they count.

Agnostic Tokenization

A PCI vault that works with any processor. Never locked in.

Multi-Provider Management

NMI, Stripe, Authorize.net, Maverick and more from one dashboard.

Multiple Businesses, One Login

One login across every business you run, with gateways, roles, QuickBooks and audit kept separate per business.

Customer Messaging

Text and email your customers from the same place you take their payments.

Branded Documents & ERP

Customizable invoice, estimate, receipt, pick ticket and purchase order templates with QR pay links, plus orders, quotes, inventory, vendors and tax rates in the same platform as your payments..

Reconciliation & QuickBooks

A nightly import pulls settled and unsettled transactions from every gateway into one ledger, normalizes refunds, voids and ACH settlement, and syncs to QuickBooks Online..

Payment Analytics

Volume, declines and approval rates across every provider.

AI Query

Type a question, get a table.

API & Webhooks

A single REST API for prepare, tokenize, sale, ACH, 3DS, wallet, refund, void and capture across eight gateways, with HMAC-signed webhooks for ten payment and order events and a full delivery log..

For ISOs & Brokers

The white-label platform to onboard, underwrite, sell to and support a merchant portfolio.

Partner Platform Overview

The full white-label stack for ISOs and brokers.

Merchant Onboarding

Replace PDF merchant applications with a dynamic form builder, a public application link with e-signature and document upload, pending-item requests, and one-click submission to processors like Maverick..

AI Risk Assessment

An AI investigator screens every merchant application: website, domain age, SSL, Google Web Risk, phone lookup, business registry, news and OFAC sanctions, returning a risk level, a 1 to 10 score and next steps..

Sales CRM & Close Plans

A payments-native CRM: multi-pipeline kanban, activities and tasks, automated close plans that send email and SMS on a schedule, and deals linked to the merchant application and the live processing account..

AI Sales Assistant

An AI copilot inside the CRM that finds stalled deals, drafts personalised email and SMS, proposes close plans and metric alerts, and answers questions about a merchant's live processing data.

Support Desk

A built-in help desk: tickets with priority, category, assignee, attachments and history; inbound support email converted to tickets and threaded automatically; merchants file their own tickets; and an AI agent that answers from your knowledge base..

Portfolio Alerts

Watch every merchant and provider in your portfolio for volume drops, decline spikes and count changes, day over day, week over week or month over month, and get one daily digest.

White-Label Portals

Give merchants a dashboard and API on your own domain.

Team Access & Audit

Admin, write and read roles per business, module-level permissions, partner portfolio scoping, one login across many businesses, support impersonation with a visible banner, and field-level audit history on every record..

Industries

The same platform, set up for the way each business gets paid.

Home Services

Deposits, text to pay at the job, installment plans and QuickBooks sync for contractors.

Legal Practices

Retainers by link, ACH for large bills, installment plans and separate operating and trust deposit profiles.

Medical & Dental

Copays and balances by text, treatment plans on installments, card on file and reminders for practices.

Auto Repair

Deposits before parts, text to pay at pickup, installment plans and fleet ACH for repair shops.

Property Management

Rent on ACH autopay, fees by link, reminders, per-owner profiles and QuickBooks sync for property managers.

Insurance Agencies

Collect premiums, down payments and installments by text, card on file or ACH.

Travel Clubs & Membership Travel

Membership dues on autopay, renewal recovery, chargeback alerts and a portable card vault for travel clubs.

Direct Sales & MLM

Autoship subscriptions, enrollment checkout, renewal recovery and chargeback alerts for direct sales and MLM companies.

Resources

Guides and reference material.

Guides

Plain-English guides to fees, declines, disputes and getting paid.

CIT vs MIT

Why customer-initiated payments approve more often than merchant-initiated ones.

SMS Consent

The consent script and checkbox language used before a payment link is texted.

Talk to Sales

Tell us a little about your business and a FloPay specialist will reach out.

Location:

8 The Green, STE B

Dover, Delaware, 19901

Request a demo

Fill this out and a FloPay specialist will reach out, usually the same business day.

Your request goes straight to sales@flopay.co. No spam, no newsletters.