Payments Built for Insurance Agencies

Quote it, finance it, sign it and collect it in one flow. Down payments by text, installments on file, and premium finance contracts sent without re-keying.

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Finance Agreement at Checkout

The customer sees the agreement, picks pay-in-full or down payment, signs, and pays. IP, timestamp and document hash are recorded.

Premium Finance Integrations

Send finance contracts to Walco PBS with return method, fee method and account profile options, using the vaulted card.

Quick Quote to Paid

Easy2Quote company lookup, coverage types and agency defaults feed a form-to-quote-to-issue-to-pay workflow.

The Agency Payment Problem

An agency collects money in more ways than almost any other small business: full premiums, down payments on financed policies, monthly installments, endorsements, and the occasional NSF chase. Most of it is taken over the phone and keyed into a terminal, which means MOTO rates, lower approvals, full fraud liability and card numbers written on sticky notes.

FloPay replaces the sticky note with a text message. The customer taps, pays on a hosted page as a customer-initiated transaction, and their card is vaulted for the installments that follow. The finance agreement is signed in the same flow, and the contract goes to the premium finance company without anyone re-typing it.

What Agencies Get

Collection

  • Text to pay for down payments and one-time premiums
  • Installment plans with automatic retries
  • ACH for lower-cost monthly debits
  • Card on file with compliant stored-credential flags
  • Automatic payment reminders by text and email

Agency Operations

  • Carrier and general agency lists per business
  • Walco premium finance contract submission
  • Easy2Quote quoting with agency defaults
  • Quick Order workflow: form, quote, issue, pay
  • Card notice URL to forward payment details to a carrier through the vault

Lower Risk, Lower Cost

Higher Approvals

Customer-initiated text payments approve more often than keyed phone orders and qualify for better interchange.

Fewer Disputes

A signed agreement with an audit trail, 3-D Secure on the hosted page, and pre-dispute chargeback alerts keep your MID healthy.

Agents Do More

Two-way SMS lets one CSR handle several customers at once instead of reading card numbers back over the phone.

See the agency workflow end to end

We will run a quote, a financed down payment and an installment on a live demo.

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Frequently Asked Questions

Talk to Sales About Agency Payments

Tell us a little about your business and a FloPay specialist will reach out.

Location:

8 The Green, STE B

Dover, Delaware, 19901

Request an agency demo

Fill this out and a FloPay specialist will reach out, usually the same business day.

Your request goes straight to sales@flopay.co. No spam, no newsletters.